Starting early is the best investing decision you can make. A small monthly SIP in mutual funds can grow into a significant corpus over time, thanks to the power of compounding.
Let’s break it down with an example.
Scenario: SIP of ₹5,000/month for 10 years
Investment Period: 10 years (Age 25 to 35)
Expected Returns: 12% per annum (Equity Mutual Funds)
Total Amount Invested: ₹6,00,000
Using a SIP calculator, here’s what your money could look like:
Invested Amount: ₹6,00,000
Estimated Returns: ₹5,50,000
Total Corpus at 35: ₹11,50,000
Now, imagine you increase your SIP every year by just 10% (₹5,000 → ₹5,500 → ₹6,050, and so on). Your corpus could grow beyond ₹15 lakh.
Why Start Early?
More time = More compounding: The earlier you start, the less you need to invest to reach big goals.
Smaller investments, bigger results: A ₹5,000 SIP at 25 is easier than trying to invest ₹20,000 at 35 to catch up.
Flexibility & discipline: Starting early means you can adjust SIPs as your income grows, without feeling burdened.
Make It Even Simpler with Miles Wealth
Personalised SIP recommendations based on your financial goals
No investing knowledge required—we do the research, you invest stress-free
Increase your SIP anytime as your income grows
Well-regulated, expert-managed funds to help you build wealth confidently
Start your SIP today with Miles Wealth and let time do the heavy lifting for you.
Disclaimer: This blog is for educational purposes only. The securities/investments mentioned here are not recommendations.
P.S. If mutual funds are on your mind, check out Miles Wealth! We make investing easy with personalised mutual funds tailored to your risk tolerance and financial goals. No need to be a finance expert or spend hours researching—just invest in funds that truly fit you. Download Miles Wealth today!
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