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SALARY SIP
How does it work?
A simple payroll-linked investing benefit designed for companies and their teams.
01
Save Before Spending
Employees choose an amount that gets invested automatically every month, as soon as their salary is credited.
02
Company adds Salary SIP voucher to its existing offering
Same budget, but better offering.
Employees choose from various benefits offered within the same budget.
03
Personalised Mutual Funds
We understand each user's life goals and create personalised portfolios aligned to individual risk and financial goals.
04
Fully Automated
Payroll integration handles employer contributions (voucher redemptions), recurring updates and tracking seamlessly.
WHY US?
We understand that people come from all walks of life - doctors, developers, product managers, operations, sales, designers, nurses, and more.
You can’t be expected to be an expert at everything. That’s where we come in - helping you align your investments with your life goals.
01
Result Matters | 85%
18 out of 21 of our mutual fund recommendations in the last 24 months have matched or outperformed their benchmarks.
02
Life Planner AI
We understand users’
- income & expenses
- real life goals
- dependencies
- risk appetite
- current savings & lifestyle
to recommend curated mutual fund investment portfolios
03
Recommendation Engine
Our in-house algorithm analyzes over 45,000 data points across 1,500+ mutual funds and 30+ metrics (not just past performance) - to identify the best funds in each category, and further tailor them to your needs.
WHY SALARY SIP?
Built for HR Teams.
Loved by Employees.
A low-cost employee benefit that helps companies offer financial wellness benefits without increasing their costs.
01
Low Cost for Companies
Typically under ~0.25*% of payroll.
02
Zero Admin Work
Automation handles onboarding, payroll linking and reporting.
03
Built for flexibility
Employees always stay in control of their investments. Ownership remains with them, even if they move to a different company.
Traditional approach to savings doesn't work, you know it.
Salary comes in,
Cover monthly expenses, EMIs
Save whatever's left (which doesn't happen).
Salary SIP helps you save before you spend.
Save Before You Spend
Why Employees Choose Salary SIP?
Goal-Based Investing
Investments mapped to real-life goals. Whether it’s a home, travel, marriage or future plans - this isn’t just saving, it’s building toward something real.
Employer Contribution
An additional boost that rewards consistency and compounds over time.